Open Enrollment

2023 Open Enrollment

2023 Open Enrollment is September 19th, 2022 through October 14th, 2022.

  • This is the time to make changes to Add, Drop or Change coverage for yourself or any qualified dependent.
  • If you do nothing, your health insurance coverage and voluntary benefits will automatically renew.

Exception: Flexible Spending Accounts must be renewed annually (information is provided below).

  1. The effective date of all Open Enrollment transactions is January 1, 2023

    • Note: Because we pay our health insurance a month ahead, premiums will change for everyone in December.
  2. To schedule a health insurance open enrollment appointment, call 707-268-3669

    • We will make every effort to schedule your appointment when it is convenient for you, so please contact us at your earliest convenience. Please note that we will only schedule your appointment once you know the specific changes you intend to make.

Opt Out Annual Verification will occur on October 24, 2022 - November 18, 2022.

2023 Health Insurance General Information

2023 Covered California Marketplace Notice

2023 Health Insurance Plan Documents

**PLEASE NOTE - NOT ALL PUBLICATIONS ARE AVAILABLE AT THIS TIME.  BENEFIT INFORMATION AND GUIDES WILL BE ADDED TO THIS SITE AS OUR DEPARTMENT RECEIVES THEM.

FSA (Flexible Spending Account)

How to Enroll

  • Enroll Online by 10/14/2022
    • You will be making your Flexible Spending Account (FSA) elections online using our WealthCare Portal.
    • To begin the Online Enrollment process, please navigate to: www.amben.com/enroll 
  • What is my Employer ID that I need to begin Online Enrollment?
    • Your Employer ID is: ABGCOH
    • Your Employee ID is: your Social Security Number
  • Online Enrollment Instructions
    • You must make your election online by Friday, 10/14/2022
    • Note that American Benefits Group operates on Eastern Standard Time (EST)
    • THERE IS NO PAGE TO PRINT, SIGN, AND RETURN TO RISK MANAGEMENT THIS YEAR!
  • Questions? Need Help?
    • If you need assistance, please email support@amben.com or call 800-499-3539 to speak with ABG support staff (Monday – Friday, 5:30 a.m. – 2:00 p.m. PST).
    • Risk Management does not have access to your account – only ABG can assist you with questions or issues.

Voluntary Benefits

  • Farmington supplies additional coverage for cancer, life, pet insurance and more. Enrollments can be completed by contacting a Farmington Representative at 800-621-0067.
  • The county does not administer these plans. Please contact Farmington at the number above for questions and enrollment.
  • Enrollments for the Voluntary Benefits must be completed by NOON on Friday, October 14th, 2022.

Opting Out Requires Annual Verification of Other Coverage

The Opt Out Annual Verification will occur after Open Enrollment.

  • If you are currently opting out of health insurance through the County of Humboldt, annual verification of other health insurance coverage will be required in order to continue to receive the Opt Out differential payment for calendar year 2022. However, you will be notified via County email (or US Mail if you do not have County email) when that process begins and will be given ample time to submit your proof of other coverage.
  • Please Note: If you enrolled in the Opt Out for the first time on or after June 1, 2022, verification of health insurance coverage will not be required until next calendar year.

Other Suggested Benefit Reviews

Although not required to be completed during Open Enrollment, now is a great time to review and make changes to the following benefits as well: