2020 Open Enrollment

2020 Open Enrollment is September 9th, 2019 through October 4th, 2019

  • This is the time to make changes to your health plan; you may Add, Drop or Change coverage for yourself or any qualified dependent.
  • If you do nothing, your health insurance coverage and voluntary benefits will automatically renew with the same plan in which you are currently enrolled.
    • Exception: Flexible Spending Accounts must be renewed annually (information is provided below)
  • The effective date of all Open Enrollment transactions is January 1, 2020
    • Note: Because we pay our health insurance a month ahead, premiums will change for everyone in December.
  • To schedule a health insurance open enrollment appointment, call 707-268-3669
    • We will make every effort to schedule your appointment when it is convenient for you, so please contact us at your earliest convenience. Please note that we will only schedule your appointment once you know the specific changes you intend to make.


2020 Health Insurance General Information

2020 Health Insurance Plan Documents


FSA (Flexible Spending Account)

How to Enroll

  • Step 1. Enroll Online by 10/3/2019
    • You will be making your Flexible Spending Account (FSA) elections online using our WealthCare Portal.
    • What is my Employer ID that I need to begin Online Enrollment?
      • Your Employer ID is: ABGCOH 
      • Your Employee ID is: your Social Security Number
    • Online Enrollment Instructions
    • You must make your election online by Thursday, 10/3/2019 in order to be sent the necessary Enrollment Summary Page by 9:00 a.m. PST on Friday, 10/4/2019 by American Benefits Group.
  • Step 2. Print, Sign and Deliver the Enrollment Summary Page to Risk Management by 10/4/2019 at 5:00 p.m. PST
    • After making your Health FSA and/or Dependent Care FSA election, you will receive an Enrollment Summary PDF from American Benefits on the next day.
    • Print the PDF you received from American Benefits Group:
      • Write in your full name, Social Security Number and sign the summary on the spaces provided. 
      • Then to complete your enrollment, you also must deliver the signed Enrollment Summary Page to County of Humboldt Risk Management.
    • You must deliver the signed form to Risk Management by 5:00 p.m. PST on Friday, 10/4/2019 in order to enroll for 2020.
  • Questions? Need Help? 
    • If you need assistance, please email support@amben.com or call 800-499-3539 to speak with ABG support staff (Monday – Friday, 5:30 a.m. – 2:00 p.m. PST).
    • Risk Management does not have access to your account – only ABG can assist you with questions or issues.


Voluntary Benefits 

  • Farmington supplies additional coverage for cancer, life, pet insurance and more. Enrollments can be completed by contacting a Farmington Representative at 800-621-0067. 
  • The county does not administer these plans. Please contact Farmington at the number above for questions and enrollment.
  • Enrollments for the Voluntary Benefits must be completed by NOON on Friday, October 4th, 2019.


Opting Out Requires Annual Verification of Other Coverage

The Opt Out Annual Verification will occur after Open Enrollment.

  • If you are currently opting out of health insurance through the County of Humboldt, annual verification of other health insurance coverage will be required in order to continue to receive the Opt Out differential payment for calendar year 2020. However, you will be notified via County email (or US Mail if you do not have County email) when that process begins and will be given ample time to submit your proof of other coverage.
  •  Please Note:  If you enrolled in the Opt Out on or after June 1, 2019, verification of health insurance coverage will not be required until next calendar year.