Homeowner & Home Buyer Programs

Home Buyers Assistance


The waitlist for the Homebuyer Assistance Loan Program is now closed. The program is a gap loan program to assist persons who have not owned homes in the past. Read the Information sheet to see the details of the program. People that submitted waitlist applications on October 13, 2021 should get an update from County Staff in the next few weeks on their position on the waitlist. Persons will be served when they come to the top of the list.  Be aware you must be low income (see below), but also given the house prices in Humboldt County you must earn enough income to qualify for a first loan.

  1. First Time Home Buyer Information Sheet (PDF)
  2. First Time Home Buyer Information Sheet (Spanish) (PDF)
  3. Pre-Application (PDF)

Homeowner - Home Fix-Up and Repair Funds


Humboldt County has funds for lower-income homeowners, living in smaller cities and the unincorporated areas, to fix-up and repair health and safety items.  To see if your house is in a qualified city or the unincorporated area please contract the office. There is currently a waiting list.  To get on the list please complete the Pre-Application below.  After printing it please sign it, and then mail, fax, email, or bring to the office to be added to our waiting list.

Home Rehabilitation Resources

  1. Owner-Occupied Rehabilitation Information Sheet (PDF)
  2. Pre-Application (PDF)
  3. Owner-Occupied Rehabilitation Information Sheet (Spanish) (PDF)

2021 Median Household Income for Humboldt County

Median Household Income for Humboldt County
Number of Persons in Household Median Income Low-income Eligibility (80%)
1 $50,400 $39,150
2 $57,600 $44,750
3 $64,800 $50,350
4 $72,000 $55,900
5 $77,750 $60,400
6 $83,500 $64,850
7 $89,300 $69,350
8 $95,050 $73,800